Thumba-API powers the entire Thumba ecosystem — a scalable, multi-tenant microfinance and SACCO management platform. From member onboarding to loan management, savings, shares, accounting, and reporting, Thumba-API makes it all possible.
Thumba-API is the secure, high-performance backend that powers Thumba — a modern, cloud-native multi-tenant Microfinance & SACCO management system. The API enables financial institutions to onboard members, manage loans, savings, shares, digital wallets, transactions, and accounting with complete data isolation per tenant.
Serve thousands of SACCOs and MFIs independently with isolated data and configurations.
Loans, savings, shares, penalties, interest rules, amortization schedules, and more.
Enterprise-grade authentication and role-based permissions for staff and clients.
Tenant-aware OAuth tokens, secure logins, and automatic tenant isolation.
Manage clients, groups, institutions, KYC details, and member categories.
Deposit accounts, share accounts, withdrawals, interest posting, and reporting.
Loan products, disbursements, repayment schedules, penalties, and arrears tracking.
Deposits, withdrawals, repayments, transfers, and statements.
Automated double-entry accounting with financial reporting.
Start integrating your systems with the Thumba API and unlock the full power of digital microfinance interoperability.
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